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Leave a Reply Cancel reply Your email address will not be published. Casualty Insurance — A type of insurance that is primarily concerned with losses caused by injuries to persons and legal liability imposed upon the insured for such injury or for damage to property of others. Guaranteed Renewable — A provision in many insurance products that guarantees the policy owner the right to renew coverage at every policy anniversary date. Additional Living Expense Insurance — Coverage under a Homeowners, Condominium and Renters policy reimbursing costs of residing in a temporary location until the insured's home can be made whole again. In property insurance, coverage lists perils insured against, properties covered, locations covered, individuals insured, and the limits of indemnification. Waiver of Premium — A provision in some insurance contracts that enables an insurance company to waive the collection of premiums while keeping the policy in force if the policyholder becomes unable to work because of an accident or injury. The policy does not build up any of the nonforfeiture values associated with Whole Life policies.

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